The Lofty Lender

Rent or Buy in 2026? Why the Real Question Isn't the Price Tag

Rent or Buy in 2026? Why the Real Question Isn't the Price Tag

Rent or Buy in 2026? Why the Real Question Isn't the Price TagTeam Chedester
Published on: 28/08/2026

Is it cheaper to rent or buy right now? Kyle Guldenpfennig and Charlie Chedester break down the real math behind the rent-vs-buy decision, straight from The Lofty Lender podcast.

The Lofty Lender
Your Mortgage Rate Isn't the Only Rate That Matters: Understanding Your "Household Interest Rate"

Your Mortgage Rate Isn't the Only Rate That Matters: Understanding Your "Household Interest Rate"

Your Mortgage Rate Isn't the Only Rate That Matters: Understanding Your "Household Interest Rate"Team Chedester
Published on: 21/08/2026

Locked into a low mortgage rate but still carrying high-interest debt? Kyle Guldenpfennig and Charlie Chedester break down the "household interest rate" and how home equity can help you pay it down, straight from The Lofty Lender podcast.

The Lofty Lender
Why Did My Mortgage Payment Go Up? Escrow Shortages Explained

Why Did My Mortgage Payment Go Up? Escrow Shortages Explained

Why Did My Mortgage Payment Go Up? Escrow Shortages ExplainedTeam Chedester
Published on: 07/08/2026

Mortgage payment went up without a refinance? Des Moines lenders Kyle Guldenpfennig and Charlie Chedester explain escrow shortages and how to fix them.

The Lofty Lender
Wire Fraud in Home Buying: How to Protect Your Closing Funds from Scammers

Wire Fraud in Home Buying: How to Protect Your Closing Funds from Scammers

Wire Fraud in Home Buying: How to Protect Your Closing Funds from ScammersTeam Chedester
Published on: 24/07/2026

Wire fraud costs home buyers millions every year. Learn how mortgage wire fraud scams work and the exact steps to protect your closing funds, straight from The Lofty Lender podcast.

The Lofty Lender
What Ankeny Sellers Get Wrong (And How Allison Hart Fixes It)

What Ankeny Sellers Get Wrong (And How Allison Hart Fixes It)

What Ankeny Sellers Get Wrong (And How Allison Hart Fixes It)Team Chedester
Published on: 19/06/2026

Ankeny real estate agent Allison Hart shares what sellers get wrong, how emotional intelligence closes deals, and tips for scaling a local business.

The Lofty Lender
Home Closing Timeline in Iowa | The Lofty Lender

Home Closing Timeline in Iowa | The Lofty Lender

Home Closing Timeline in Iowa | The Lofty LenderTeam Chedester
Published on: 17/04/2026

Closing timelines in Iowa typically run 30–45 days — but the details matter. Learn what affects your timeline and how to keep your loan on track.

The Lofty Lender