The Lofty Lender

Financing Acreages & Rural Properties in Iowa | Lofty Lender

Thinking about acreage or a hobby farm in Iowa? Learn how to finance rural properties with USDA, conventional, and specialty loans — Team Chedester explains. ...more

Lofty Lender

May 22, 2026•5 min read

Is AI Making Home Loans Harder? | The Lofty Lender

AI is changing how lenders evaluate borrowers — and not always in obvious ways. Learn how artificial intelligence is reshaping the home loan process in 2026. ...more

Lofty Lender

May 15, 2026•4 min read

Temporary Rate Buydowns Explained | The Lofty Lender

A temporary rate buydown lowers your monthly payment in the early years of your mortgage. Learn how this strategy works and when it makes sense in Iowa. ...more

Lofty Lender

May 08, 2026•3 min read

Buyer's Market Financing Advantages | The Lofty Lender

As the Iowa market shifts, buyers have more leverage. Learn how a changing market creates better financing opportunities and what it means for your mortgage. ...more

Lofty Lender

May 01, 2026•3 min read

FHA, VA, USDA & Conventional Loans Compared | Lofty Lender

FHA, VA, USDA, or conventional — which loan fits your situation? Team Chedester breaks down the key differences so Iowa buyers can choose with confidence. ...more

Lofty Lender

April 24, 2026•4 min read

Home Closing Timeline in Iowa | The Lofty Lender

Closing timelines in Iowa typically run 30–45 days — but the details matter. Learn what affects your timeline and how to keep your loan on track. ...more

The Lofty Lender

April 17, 2026•4 min read

Single Buyer Home Guide | Des Moines | The Lofty Lender

Single buyers are a growing segment of the Iowa market. Learn the financial considerations, loan options, and strategy for buying a home on your own. ...more

The Lofty Lender

April 10, 2026•4 min read

Blake Shaffer of RE/MAX Concepts | The Lofty Lender Podcast

Blake Shaffer of RE/MAX Concepts shares how relationships drive real estate success in Iowa — and what buyers and sellers can learn from his approach. ...more

The Lofty Lender

April 03, 2026•4 min read

First-Time Buyer Tax Tips | Iowa | The Lofty Lender

Tax season and mortgage approvals can collide in stressful ways. Learn how Iowa first-time buyers can file taxes correctly without delaying their loan. ...more

The Lofty Lender

March 27, 2026•4 min read

Brad Johnson: Discipline in Real Estate | Lofty Lender

Brad Johnson shares how the discipline that took him from addiction to Ironman competitor is the same mindset that drives his real estate success in Iowa. ...more

The Lofty Lender

March 20, 2026•5 min read

Does a Mortgage Application Hurt Your Credit? | Lofty Lender

Worried a mortgage application will hurt your credit? Learn how credit inquiries actually work and whether mortgage applications are public record in Iowa. ...more

The Lofty Lender

March 13, 2026•5 min read

Janee Moore: Healthcare to Real Estate | The Lofty Lender

Janee Moore went from healthcare to real estate and never looked back. She shares Iowa market insights and why waiting to buy could be more costly than you think. ...more

The Lofty Lender

March 06, 2026•4 min read