Blog Posts

Is Your Mortgage Servicer Really On Your Side? | Team Chedester

A real story about why your mortgage servicer's goals and your mortgage advisor's goals aren't always the same — and what that difference can cost you. ...more

Mortgage

May 31, 2026•2 min read

FHA & VA Qualifying Income in Des Moines | Team Chedester

Salary, side income, gig work — learn which income types count for FHA and VA loan approval in Des Moines. Free review with Team Chedester. ...more

Mortgage

April 28, 2026•2 min read

FHA & VA DTI Requirements in Des Moines | Team Chedester

Wondering if your debt will stop you from buying a home? Learn the FHA and VA DTI requirements for Des Moines buyers in this 2026 guide. ...more

Mortgage

April 21, 2026•2 min read

Buy a Duplex With FHA or VA in Des Moines | Team Chedester

Yes — FHA and VA loans can finance a duplex or fourplex in Des Moines if you live in one unit. Learn the rules and start building equity today. ...more

Mortgage

April 14, 2026•2 min read

Manufactured Home FHA & VA Loans in Iowa | Team Chedester

FHA and VA loans can finance manufactured homes in Iowa — with conditions. Learn the 2026 eligibility rules and property standards before you apply. ...more

Mortgage

April 07, 2026•2 min read

FHA & VA Property Requirements | Des Moines | Team Chedester

Not every home qualifies for FHA or VA financing. Learn the minimum property requirements Des Moines buyers need to know before making an offer. ...more

Mortgage

March 31, 2026•2 min read

FHA & VA Mortgage Insurance Explained | Team Chedester

FHA and VA loans handle mortgage insurance very differently. Learn what Des Moines homebuyers will pay in 2026 — and how to reduce or eliminate it. ...more

Mortgage

March 24, 2026•2 min read

Can You Have Two FHA or VA Loans? | Iowa | Team Chedester

Can you carry two FHA or VA loans at once? Learn the 2026 rules for multiple loans, VA entitlement, and what's actually possible for Iowa buyers. ...more

Mortgage

March 17, 2026•2 min read

Buy a Condo With FHA or VA in Des Moines | Team Chedester

Condos can qualify for FHA and VA financing — but only if they're on the approved list. Learn what Des Moines condo buyers need to know in 2026. ...more

Mortgage

March 10, 2026•2 min read

FHA & VA Loan Closing Timeline | Des Moines | Team Chedester

FHA and VA loans in Des Moines typically close in 30–45 days. Learn what affects your timeline and how Team Chedester keeps the process on track. ...more

Mortgage

March 03, 2026•2 min read

FHA & VA Fixer-Upper Loans in Des Moines | Team Chedester

Yes — FHA 203(k) and VA renovation loans let Des Moines buyers finance repairs into the mortgage. Learn how to buy and improve a home in one loan. ...more

Mortgage

February 27, 2026•3 min read

Self-Employed FHA & VA Loans in Iowa | Team Chedester

Self-employed buyers can qualify for FHA and VA loans in Iowa with the right documentation. Learn what lenders look for and how to prepare in 2026. ...more

Mortgage

February 20, 2026•1 min read