It’s [almost] demo day!

Are you ready to Update / Renovate / Add-On to your home?!

Roof

Siding

Windows

HVAC

Plumbing

Electrical

Garage

Driveway

Gutters

Bathroom

Kitchen

And more!

Your home - your way.

It’s one of the top reasons most homebuyers take on the adventure of homeownership,
can you relate?

  • Add value to your home

  • Increase the visual appeal

  • Make your space more comfortable

  • Better utilize the space for your needs

  • Demo is easier than packing + moving

But before you swing that hammer, get your plan in place.

  • What’s the end goal of the project?

  • Why do you want to take it on?

  • When do you want the project completed?

  • Who is going to do the work?

  • How will you fund the project?

How you answer will determine the best course of action for you and the biggest gate keeper of them all…. your budget.

And if you’re thinking “I’ll do the work myself to save money, thank you very much.”

Spoiler alert - many reno loans don’t allow you to do the sweaty, manual work yourself.

Hiring a professional and insured contractor equals major coinage.

So what’s the right reno loan for you?

There are many types of construction and renovation loans available… but NONE of them are easy to understand.

We can help!

Your home should inspire you to live your best life.

Before Renovation

After Renovation

The right reno loan for you might not be a “reno loan” at all.

It’s true.

And that’s GOOD NEWS for you.

Home values are increasing sky high! You can tap into your home equity to:

  • Remodel your kitchen + get those shaker cabinets of your dreams

  • Update your bathroom to feel like your favorite spa

  • Finish your basement for a home office, man cave, or even hidden room to eat your snacks in peace.

The biggest complaint we hear with renovation loans is that you often aren’t allowed to do the work yourself.

Major bummer if your plan was put your own heart and muscles on the line in order to save some moolah for the finishes you really want.

Not only can we find ways so you can do the work on your home…

You can also use your home’s equity to consolidate or rearrange your finances after your projects are finished.

The biggest complaint we hear with renovation loans is that you often aren’t allowed to do the work yourself.

Major bummer if your plan was put your own heart and muscles on the line in order to save some moolah for the finishes you really want.

Not only can we find ways so you can do the work on your home…

You can also use your home’s equity to consolidate or rearrange your finances after your projects are finished.

Because most projects cost more [and even WAY more] than originally planned.

Open a wall and BAM! Surprise issue you hadn’t counted on.

Appliance upgrade. Finish upgrade. Style upgrade. Pay up, buttercup.

Shortage of materials = kiss your savings goodbye.

Shortage of labor = mo’ money, mo’ problems.

Pretty soon you’ll be singing about money like the 5th member of ABBA.

Enjoy your home updates without the financial stress.

We can help you review your finances and goals so you can be less stressed about the monthly payments along the way.

Take the first step towards demo day!

If you’re looking to do anything to your home that requires more cash than what you have on hand - reach out!

We’re here to answer any questions you have to best prepare for any potential future renovations.

Who it's great for:

  • Simpler process

  • Can be used for primary residence, 2nd homes, investment / rental properties

  • Available for *most residential properties

  • As little as 3% down (that’s $10,500 on a $350,000 house)

  • Higher credit scores = better rates

  • Lower closing costs

  • Fewer appraisal requirements

  • NO monthly mortgage insurance with as little as 3% down

Get all the awesomest insight to be a financially confident homeowner!

Perfect for current [and aspiring] homeowners

We sell mortgages - not your personal information.

Contact Us

2753 99th St, Urbandale, IA 50322

Charles: (515) 229-6564

Kyle: (319) 850-2435

Fax: (866) 424-0683

[email protected]

2025. Team Chedester. All rights reserved

Midwest Family Lending Corporations NMLS #4622

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