




It’s one of the top reasons most homebuyers take on the adventure of homeownership,
can you relate?
Add value to your home
Increase the visual appeal
Make your space more comfortable
Better utilize the space for your needs
Demo is easier than packing + moving
But before you swing that hammer, get your plan in place.
What’s the end goal of the project?
Why do you want to take it on?
When do you want the project completed?
Who is going to do the work?
How will you fund the project?
How you answer will determine the best course of action for you and the biggest gate keeper of them all…. your budget.
And if you’re thinking “I’ll do the work myself to save money, thank you very much.”
Spoiler alert - many reno loans don’t allow you to do the sweaty, manual work yourself.
Hiring a professional and insured contractor equals major coinage.
So what’s the right reno loan for you?


Before Renovation

After Renovation

Home values are increasing sky high! You can tap into your home equity to:
Remodel your kitchen + get those shaker cabinets of your dreams
Update your bathroom to feel like your favorite spa
Finish your basement for a home office, man cave, or even hidden room to eat your snacks in peace.
The biggest complaint we hear with renovation loans is that you often aren’t allowed to do the work yourself.
Major bummer if your plan was put your own heart and muscles on the line in order to save some moolah for the finishes you really want.


The biggest complaint we hear with renovation loans is that you often aren’t allowed to do the work yourself.
Major bummer if your plan was put your own heart and muscles on the line in order to save some moolah for the finishes you really want.
Open a wall and BAM! Surprise issue you hadn’t counted on.
Appliance upgrade. Finish upgrade. Style upgrade. Pay up, buttercup.
Shortage of materials = kiss your savings goodbye.
Shortage of labor = mo’ money, mo’ problems.

We can help you review your finances and goals so you can be less stressed about the monthly payments along the way.
Simpler process
Can be used for primary residence, 2nd homes, investment / rental properties
Available for *most residential properties
As little as 3% down (that’s $10,500 on a $350,000 house)
Higher credit scores = better rates
Lower closing costs
Fewer appraisal requirements
NO monthly mortgage insurance with as little as 3% down
We sell mortgages - not your personal information.
